自動車ローン計算機
明確な入力、検証、および文書化された式で自動車ローンを計算する。
Plan the purchase and loan
- Total interest
- 4,043.04
- Interest saved with extra payments
- 0.00
- Cash due at signing
- 5,000.00
- Purchase cost before interest
- 31,240.00
- Cash and loan payments
- 32,283.04
Cash and loan payments exclude the value of the vehicle you surrender as a trade-in.
Balance, principal and interest
Loan balance falls while cumulative principal and cumulative interest rise across the payoff schedule.
Complete amortization schedule
| Period | Payment | Principal | Interest | Remaining balance |
|---|---|---|---|---|
| 1 | 5,456.61 | 4,065.71 | 1,390.89 | 19,174.29 |
| 2 | 5,456.61 | 4,338.00 | 1,118.60 | 14,836.28 |
| 3 | 5,456.61 | 4,628.53 | 828.08 | 10,207.76 |
| 4 | 5,456.61 | 4,938.51 | 518.10 | 5,269.25 |
| 5 | 5,456.61 | 5,269.25 | 187.36 | 0.00 |
Local A/B scenarios
Save the current inputs in this browser, then load or compare them later.
Scenario inputs stay in this browser. Nothing is uploaded.
Save both A and B to compare them.
Estimate only—not a lender quote, tax advice or financial advice. Confirm APR, fees, tax treatment and payment timing in your contract.
このツールの使い方
- 分かっている値を入力します。
- 「計算」を選んで入力を処理します。
- 結果、数式、計算手順を確認します。
計算例
例に沿って実際の計算方法を確認できます。
数式
amount financed = vehicle price − cash incentive − down payment − trade-in value + trade-in balance + financed tax + financed fees; payment uses fixed monthly amortization
よくある質問
数式
以下の数式で結果の求め方を確認できます。
重要なお知らせ
金融結果は参考用の推定値であり、金融・税務・投資助言ではありません。金利、手数料、規則は異なる場合があります。