Calcolatrice di Prestito auto
Calcola Prestito auto con input chiari, convalida e una formula documentata.
Plan the purchase and loan
- Total interest
- 4043,04
- Interest saved with extra payments
- 0,00
- Cash due at signing
- 5000,00
- Purchase cost before interest
- 31.240,00
- Cash and loan payments
- 32.283,04
Cash and loan payments exclude the value of the vehicle you surrender as a trade-in.
Balance, principal and interest
Loan balance falls while cumulative principal and cumulative interest rise across the payoff schedule.
Complete amortization schedule
| Period | Payment | Principal | Interest | Remaining balance |
|---|---|---|---|---|
| 1 | 5456,61 | 4065,71 | 1390,89 | 19.174,29 |
| 2 | 5456,61 | 4338,00 | 1118,60 | 14.836,28 |
| 3 | 5456,61 | 4628,53 | 828,08 | 10.207,76 |
| 4 | 5456,61 | 4938,51 | 518,10 | 5269,25 |
| 5 | 5456,61 | 5269,25 | 187,36 | 0,00 |
Local A/B scenarios
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Estimate only—not a lender quote, tax advice or financial advice. Confirm APR, fees, tax treatment and payment timing in your contract.
Come usare questo strumento
- Inserisci i valori noti.
- Seleziona Calcola per elaborare i dati.
- Controlla risultato, formula e passaggi di calcolo.
Esempio svolto
Segui l’esempio per vedere il metodo in pratica.
Formula
amount financed = vehicle price − cash incentive − down payment − trade-in value + trade-in balance + financed tax + financed fees; payment uses fixed monthly amortization
Domande frequenti
Formula
La formula seguente mostra come viene calcolato il risultato.
Informazioni importanti
I risultati finanziari sono stime illustrative, non consulenza finanziaria, fiscale o d’investimento. Tassi, costi e norme possono variare.