Kalkulator Pinjaman mobil
Menghitung Pinjaman mobil dengan input yang jelas, validasi, dan rumus yang didokumentasikan.
Plan the purchase and loan
- Total interest
- 4.043,04
- Interest saved with extra payments
- 0,00
- Cash due at signing
- 5.000,00
- Purchase cost before interest
- 31.240,00
- Cash and loan payments
- 32.283,04
Cash and loan payments exclude the value of the vehicle you surrender as a trade-in.
Balance, principal and interest
Loan balance falls while cumulative principal and cumulative interest rise across the payoff schedule.
Complete amortization schedule
| Period | Payment | Principal | Interest | Remaining balance |
|---|---|---|---|---|
| 1 | 5.456,61 | 4.065,71 | 1.390,89 | 19.174,29 |
| 2 | 5.456,61 | 4.338,00 | 1.118,60 | 14.836,28 |
| 3 | 5.456,61 | 4.628,53 | 828,08 | 10.207,76 |
| 4 | 5.456,61 | 4.938,51 | 518,10 | 5.269,25 |
| 5 | 5.456,61 | 5.269,25 | 187,36 | 0,00 |
Local A/B scenarios
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Estimate only—not a lender quote, tax advice or financial advice. Confirm APR, fees, tax treatment and payment timing in your contract.
Cara menggunakan alat ini
- Masukkan nilai yang diketahui.
- Pilih Hitung untuk memproses masukan.
- Periksa hasil, rumus, dan langkah perhitungan.
Contoh perhitungan
Ikuti contoh ini untuk melihat penerapan metode.
Rumus
amount financed = vehicle price − cash incentive − down payment − trade-in value + trade-in balance + financed tax + financed fees; payment uses fixed monthly amortization
Pertanyaan umum
Rumus
Rumus berikut menunjukkan cara hasil dihitung.
Informasi penting
Hasil keuangan adalah perkiraan ilustratif, bukan nasihat keuangan, pajak, atau investasi. Suku bunga, biaya, dan peraturan dapat berbeda.